WTW Corredores de Seguros Costa Rica

WTW supports local, regional, and multinational companies in the comprehensive management of their risks, combining insurance brokerage, specialized consulting, analytics, and solutions designed to protect assets, operations, and people.

1. General Insurance and Corporate Risks

WTW advises, structures, negotiates, and manages insurance programs to protect companies’ assets and operations.

Main solutions:

• Property All Risks and Fire Multirisk.
• Business Interruption and Loss of Profits.
• General Liability, Professional Liability, Products Liability, Employer’s Liability, Environmental Liability, and Umbrella Liability.
• Cargo, import/export shipments, and logistics insurance.
• Corporate fleets and motor insurance.
• Construction, erection all risks, contractors’ equipment, and machinery.
• Financial Lines: D&O, E&O, Crime, Cyber Risk, EPL, and Fiduciary Liability.
• Credit Insurance, Political Risk, and Terrorism.
• Surety bonds and contractual guarantees for bids, advance payments, performance, and quality obligations.

2. Consulting and Risk Management

WTW provides a technical and strategic perspective to optimize insurance programs and strengthen business resilience.

Main services:

• Comprehensive review of the insurance program.
• GAP Analysis of coverages, limits, deductibles, and exclusions.
• Benchmarking against market practices.
• Design of local, regional, and multinational insurance programs.
• Risk engineering and technical inspections.
• Claims analysis and claims advocacy support.
• Analytical models to define limits, retentions, and total cost of risk.
• Assessment of emerging risks: cyber, climate, reputation, business continuity, and supply chain.
• Business continuity and organizational resilience consulting.

3. Health and Benefits

WTW designs, negotiates, and manages employee benefit programs, balancing wellbeing, competitiveness, and cost efficiency.

Main solutions:

• Local, regional, and international group health insurance.
• Group life insurance.
• Personal accident insurance.
• Corporate travel insurance.
• Physical, mental, emotional, and financial wellbeing programs.
• Benefits benchmarking.
• Cost optimization and utilization analysis.
• Employee benefits communication.
• Support with medical claims, enrollments, terminations, and operational service for Human Resources.